It’s easy to spend more money than you have on things that are not important! We all know this, but it’s so hard to stop. You can save yourself a lot of time and frustration by making these 10 simple changes in your everyday life. These small adjustments will help you get back on track with your budget, even if you’re already out of control with debt!
1. Make your own coffee instead of buying it
If you buy a cup of coffee a day, you save around £850 a year by brewing your own at home. You can save even more money if you use a plunger or cafetière and grind your beans yourself. Check out these fancy cafetières, which are very reasonably priced!
2. Cook for friends rather than going out to eat
Going out to dinner once per week is an average spend of £100 per person, but this spending can be eliminated by cooking homemade meals together with your friends instead! The next time you’re invited over for dinner, bring something yummy along and save some money for another occasion! This extends to coffees too: make plans in advance and take turns hosting each other instead of eating out at a resturant.
3. Get a credit card which gives you cash back
Many credit cards offer cashback, which is basically getting money back on all of the purchases that you make on that account. This cashback can add up to £300 per year, depending on how often and how much you spend!
4. Do free activities on the weekends, like going to the beach or on a hike
Forget about Netflix subscriptions and save your time for weekend adventures instead! That way, you’ll save money while experiencing new things with your friends or family members. You don’t need to pay for expensive gym memberships either since there are plenty of free activities out there for everyone.
5. Shop around for the best deals on groceries
Everybody know which are the expensive supermarkets and which are the cheap ones. You save money by ditching Waitrose and visiting Aldi instead!
6. Bring lunch to work rather than buying a sandwich
Eating out is expensive as hell! Make your own lunch and save some money every week. Also, sandwiches are extremely overpriced nowadays and you can enjoy a much better meal if you meal-prep!
7. Take public transportation as opposed to driving yourself everywhere
Driving is expensive since you have to pay for petrol, car maintenance and for driving lessons/licences. Public transportation can save a lot of time too, which equals spending more free time at home or doing fun stuff with your friends.
8. Cut your electric bill by replacing incandescent bulbs with LED lights
This is super easy: just replace all your lightbulbs with smart LED bulbs. They are more expensive but save tons of electricity and last much longer than regular lightbulbs, making them a great investment. You can buy them here.
9. Use coupons when you’re spending money
Coupons save you money anytime you spend your money. Whether that’s shopping at your favourite store for a pair of jeans or having a meal out. You can also get online vouchers to save money on flights and holidays.
10. Use a clothes airer to dry your laundry instead of using the dryer for energy efficiency
You save money by using clothesline to dry your laundry, and clothes last longer when they’re not exposed to the harshness of a dryer too. Buy a brilliant one here.
In the modern world of convenience, it seems that we’re always spending money. But there are ways to save a few pounds here and there without feeling like you have less time or energy on your hands. These tips will help you make some small changes in your life which could result in big savings for a long term period – not just this month!
We want to know how many cups of coffee per day do you drink? And what’s one thing you can cook instead of going out to eat? It might be worth giving these ideas a try if they sound up your alley. Let us know how much money was saved by making these little tweaks- then share with friends who may also benefit from our advice!